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Question: The Social Security income projection seems off. Why?

Answer: Be sure to indicate that the amount you enter is "per month" or "per year," as appropriate for your case.

If you entered a monthly amount, but the program is treating it as "per year," it will be insignificant in the charts.

Also: If the client won't be age 62 (or 67 or whatever retirement age you specify) within the timeframe you are considering, then social security might actually not show up because it starts after the end of your time frame.

Finally, the number we display may vary from the number you enter if the person does not start collecting at the regular retirement age.

Enter the person's amount to be received at regular retirement age. If the person actually plans to retire earlier, we reduce that amount, following government rules. If the person actually plans to retire later, we increase the amount, also following the prescribed rules.