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What if part of the home was rented before sale?

If the couple did not live in the rented part for 2 of the 5 years before the sale, treat the sale as if it were the sale of two properties. Enter one as a rental property, and enter the other as a personal property. Divide the value and mortgage proportionately between the two properties. […]

How do I handle depreciation recapture?

If a real estate property was rented or used for business, and then is sold, there may be depreciation recapture on the rented portion. Depreciation recapture provides that some of the gain on a sale of real estate is ordinary income. It applies if a method other than straight line was used to depreciate the […]

How does the mortgage interest deduction work when the parties are separated?

It depends on whether the parties hold the asset in joint title, or whether only one party is the owner. Joint title If the parties hold the property in joint title, half of the mortgage payers’ payment counts as alimony income to the other party. The other party then also gets a mortgage interest deduction […]

How do I enter a home sale being used to fund a downpayment?

When a home is sold it shows up on the Net Worth spreadsheet, but not in the Budget Report or Cash Flow (Net Income) reports. Otherwise, the large number would distort the cash flow picture. When you look at the Net Worth spreadsheet, you will see an asset shifting from the Real Estate Property column […]

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